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PRIVACY NOTICE


Recently, the United States Congress enacted federal legislation that deals in part with the protection or restriction from disclosure of non-public personal financial information by financial institutions.

Reliable Toyota | Scion | Lexus | BMW is obligated to provide you
with this notice to tell you how we may use non public personal
information that we obtain from you as a result of a credit or
insurance transaction that you engage in with us. For ease of
reading, we will refer to this non public personal information as
“Private Information” in this notice. This notice applies to your
Private Information while you are our customer, as well as after our customer relationship is terminated.

Collection and Use of Private Information

We collect Private Information about you from a variety of sources, including the following:

* Information we receive from you, such as information on
applications or other forms, which may include your name, address, social security number and income.
* Information about your transactions with us. Our affiliates,
or others, such as your account balance and payment history.
* Information we receive from our consumer reporting agencies, such as your credit history and creditworthiness.

Disclosure of Private Information

We may disclose Private Information (described above) under the following circumstances:


(1) Among Affiliates


There are two special categories of Private Information. One is
information about your history of dealing with us, such as
identification information, account history and balances, and payment history (which we refer to as “Transaction Information”). The second category is information received from other sources, including information typically found in a credit report (which we refer to as “Third Party Information”). We may share all Private Information that consists of Transaction Information with our affiliates. Our affiliates include other automobile dealerships; automotive service companies, insurance companies and insurance service providers. We do this to provide you with information about the products and services
our affiliates and we offer. We do not share Third Party Information with our affiliates.


(2) With Other Third Parties


We may share all Private Information about you with financial and/or non-financial institutions that perform marketing services for our company or with other financial institutions with whom we have jointmarketing agreements.

Protection of Information

We take a number of steps to protect your Private Information in a manner consistent with industry standards for automobile dealerships. We restrict access to the Private Information to authorized individuals who need to know this information to provide service and products to you. We will review our safeguards from time to time, and strive to maintain them in a manner consistent with federal regulations, if any, that may be in effect from time to time.